Welcome to the Capital Return Group (hereinafter referred to as "CRG"). These Terms and Conditions govern your access to and use of CRG's services and website. By accessing or using CRG's services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access or use our services.

1. Definitions

  • "CRG" refers to the Capital Return Group, its employees, agents, and affiliates.
  • "User" refers to any individual or entity accessing or using CRG's services.
  • "Services" refers to the resources, tools, and information provided by CRG to prevent, detect, and report fraudulent activities.

2. Use of Services

2.1 Eligibility: By using CRG's services, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into these Terms and Conditions.

2.2 Lawful Use: Users agree to use CRG's services only for lawful purposes and in compliance with all applicable laws and regulations.

2.3 Prohibited Activities: Users must not engage in any of the following activities while using CRG's services:

  • Fraudulent or illegal activities
  • Misrepresentation or impersonation
  • Distribution of malware or other malicious software
  • Interference with CRG's services or systems
  • Violation of intellectual property rights
  • Any activity deemed harmful or disruptive to CRG or its users

3. Account Registration

3.1 Account Creation: Certain features of CRG's services may require account registration. Users agree to provide accurate and complete information during the registration process.

3.2 Account Security: Users are responsible for maintaining the security of their account credentials and for all activities conducted under their account. CRG shall not be liable for any unauthorized access to or use of user accounts.

4. Privacy

4.1 Privacy Policy: CRG's collection and use of personal information are governed by our Privacy Policy. By using CRG's services, you consent to the collection, use, and disclosure of your personal information as described in the Privacy Policy.

5. Intellectual Property

5.1 Ownership: All content, trademarks, logos, and intellectual property rights associated with CRG's services are the property of CRG or its licensors.

5.2 License: Users are granted a limited, non-exclusive, and non-transferable license to access and use CRG's services for their intended purpose.

5.3 Restrictions: Users must not reproduce, modify, distribute, or create derivative works based on CRG's services without prior written consent from CRG.

6. Disclaimer of Warranties

6.1 CRG's services are provided on an "as is" and "as available" basis, without any warranties of any kind, express or implied.

6.2 CRG does not warrant that its services will be uninterrupted, error-free, or free from harmful components.

6.3 Users acknowledge and agree that their use of CRG's services is at their own risk.

7. Limitation of Liability

7.1 To the fullest extent permitted by law, CRG shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way related to the use of its services.

7.2 CRG's total liability for any claim arising out of or in connection with these Terms and Conditions shall not exceed the amount paid by the user, if any, for the use of CRG's services.

8. Indemnification

Users agree to indemnify and hold harmless CRG, its employees, agents, and affiliates, from and against any and all claims, liabilities, damages, losses, costs, or expenses arising out of or in connection with their use of CRG's services or any violation of these Terms and Conditions.

9. Modifications

CRG reserves the right to modify or revise these Terms and Conditions at any time, without prior notice. Users are responsible for regularly reviewing the latest version of these Terms and Conditions. Continued use of CRG's services after any such changes shall constitute acceptance of the modified Terms and Conditions.

10. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions. Any dispute arising out of or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts.

11. Severability

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable under any applicable law, such provision shall be deemed modified to the extent necessary to make it valid, legal, and enforceable. If modification is not possible, the provision shall be severed from these Terms and Conditions, and the remaining provisions shall remain in full force and effect. Any invalidity, illegality, or unenforceability of a provision in one jurisdiction shall not affect its validity, legality, or enforceability in any other jurisdiction. The failure of either party to enforce any provision of these Terms and Conditions shall not constitute a waiver of that provision or any other provision.

12. Entire Agreement

These Terms and Conditions, along with any additional agreements or policies referenced herein or provided by CRG, constitute the entire agreement between the user and CRG regarding the use of CRG's services, superseding any prior agreements, understandings, or negotiations, whether oral or written, between the parties. No representations, warranties, or guarantees not expressly set forth in these Terms and Conditions shall have any force or effect. Any modifications or amendments to these Terms and Conditions must be made in writing and signed by an authorized representative of CRG.

Users acknowledge and agree that any terms or conditions contained in documents provided by the user, including but not limited to purchase orders, acknowledgments, or other similar documents, shall have no force or effect unless specifically agreed to in writing by CRG.

In the event of any inconsistency or conflict between these Terms and Conditions and any other agreement or policy provided by CRG, these Terms and Conditions shall prevail unless expressly stated otherwise by CRG in writing.

Contact Us

If you have any questions or concerns about these Terms and Conditions, please get in touch with us via the contact form on our website.

This Terms and Conditions was last updated on Mar 22, 2025.